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Medical insurance companies in Germany

Statutory or private medical insurance – find out here about the premiums and what services your money buys.

Krankenkassen in Deutschland
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GKV Umbrella Association

Approximately 90 percent of the inhabitants of Germany are covered by statutory medical insurance. The interests of the medical insurance companies are represented by the GKV umbrella association in the political arena and towards such service providers as medical professionals, hospitals or pharmacies. How much does a dentist earn? Which drugs do not require the payment of a prescription fee? The association provides information on all kinds of issues related to health care.

Health Insurance Medical Service

When is an employee fit to work and when is he sick? The Health Insurance Medical Service (MDK - Medizinischer Dienst der Krankenversicherung) evaluates individual cases and advises the medical insurance companies on basic questions involving patient care.

Association of Private Health Insurance Companies

Health is our most valuable asset: approx. 9 million Germans have private health insurance. At, the Association of Private Health Insurance Companies (PKV - Verband der Privaten Krankenversicherung e.V.), provides information on types of insurance, services and premiums of its 50 member companies.